How many of you have ever changed job? How many of you have ever moved house? How many of you have ever changed superannuation funds? Do you know where your superannuation is?
In the words of the Australian Taxation Office (ATO) – “It is important to keep track of your super. If you’ve ever changed your name, address or job, you may have lost track of some of your super. Having several super accounts could mean that fees and charges are reducing your overall super investment.”
It’s part of life that people move on from jobs and homes…and sometimes things like “superannuation” get pushed to the bottom of the “to do list”…here is your chance to move it to the top of that list!
When a superannuation fund is unable to find a member after repeated attempts, they can lodge the details on the Lost Members Register with the ATO, and the ATO have a fabulous tool called “SuperSeeker” which enables individual taxpayers to search for lost or unclaimed superannuation.
To complete a quick search of SuperSeeker, all you need is your name, date of birth and tax file number – how easy is that?
When SuperSeeker finds a match, it will provide you with the details as recorded in the Lost Members Register – then you can take action to get your super back!
I conducted one of these searches for myself a few years back and found a sizable superannuation amount! I thought this amount had previously been consolidated into another fund, but for whatever reason it hadn’t happened, and since I had moved house, the super fund had been unable find me – so it’s definitely worth taking a look – you never know what you might find.
Follow this link to find the ATO SuperSeeker tool – Good luck!